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Financing options

Finance your new fence. Pay over time, no surprises.

0% APR promotional plans through Synchrony — apply online in minutes, install in days. We make it simple for NJ homeowners to get the fence they want without paying for it all upfront.

Apply Now Get a Free Quote
  • Backed by Synchrony
  • 80M+ customers nationwide
  • Instant decision in minutes
  • 0% APR plans available

How it works

From quote to install in 4 simple steps

We handle the fence. Synchrony handles the financing. You handle the moment of telling the neighbors how good it looks.

  1. Get a free quote

    We measure your project and give you a written estimate — no obligation, no pressure.

  2. Apply with Synchrony

    5-minute online application. Soft credit check, no impact on your score to prequalify.

  3. Get approved

    Instant decision in most cases. Choose the plan that fits your budget.

  4. We install your fence

    Schedule installation. Enjoy your fence and pay over time on a plan you chose.

Example payments

See what your fence could cost per month

Real-world examples assuming a 0% APR promotional plan. Your terms depend on your credit profile and the plan you accept.

$3,000 fence

~$500/mo

6 months · 0% APR

Great for a short residential run.

Most popular

$5,000 fence

~$417/mo

12 months · 0% APR

Typical mid-size privacy fence install.

$10,000 fence

~$417/mo

24 months · 0% APR

Larger property or premium materials.

Examples are illustrative and assume even monthly payments under a promotional 0% APR plan with no fees. Actual financing offers depend on creditworthiness and the plan accepted. Subject to credit approval. Promotional financing through Synchrony Bank — see your application for full terms, conditions, APR after promo period, and fees.

Why finance with us

The fence you want, on your terms

Predictable monthly payments

Lock in a fixed plan with no surprises. You know what you owe every month from day one.

No prepayment penalty

Pay off the balance early whenever you want — there's no fee for finishing ahead of schedule.

Same trusted crew

Financing doesn't change a thing about your install. Same family-owned company, same crew, same quality.

Ready to apply?

Apply online in 5 minutes through Synchrony — or talk to a fence pro first to scope your project. We're happy to walk you through both options.

Apply with Synchrony Talk to our team
(973) 259-5354

Subject to credit approval. Promotional financing through Synchrony Bank. APR, fees, and terms vary by plan — see application for details. Fence Pro by Bruno is not a lender.

Questions, answered

Financing FAQ

Tap a question to read the answer.

Will applying for financing hurt my credit score?
No. Synchrony uses a soft credit check to prequalify you, which does not affect your credit score. A hard inquiry only happens if you accept an approved offer and move forward.
What's the minimum project amount to qualify?
Synchrony plans typically start around $1,000 for home improvement projects. Smaller jobs may not qualify for 0% promotional terms — talk to us about your project and we'll let you know what plans apply.
How fast is the approval process?
Most applicants get an instant decision in under 5 minutes. If additional verification is needed, you'll typically hear back within one business day.
What credit score do I need to qualify?
Synchrony doesn't publish a strict cutoff and considers multiple factors beyond credit score, including income and credit history. Many homeowners with fair-to-good credit (640+) are approved for at least one of the promotional plans.
Can I pay off the balance early?
Yes. There's no prepayment penalty. If you finish paying before the promotional period ends, you keep the 0% APR benefit. Many homeowners pay down the balance faster than the plan term to maximize savings.
What if I'm not approved?
You still have options. We can discuss other payment arrangements directly, or you can re-apply later after improving your credit profile. We're happy to scope a smaller project that fits your budget today.
Can I combine financing with other promotions?
In most cases, yes — promotional financing stacks with our seasonal discounts and material promotions. Ask your estimator about active offers when we quote your project.